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"Halal Mortgage" - Shariah-Compliant or Islam-Compliant or Neither?

 

"Shariah has no meaning whatsoever without Deen - Islam. Islam is the most important thing and not Shariah. But people are more concerned about Shariah and not Islam"- Shaykh Dr Mohammad Akram Nadwi

 

Generally, many of us assume that anything which complies with the Shariah also complies with Islam. But this is not necessarily the case. There is a huge difference between the Shariah (law, rules and regulations) and Islam (submission to Allah). Someone may follow the rules of the Shariah to the letter but not actually be fulfilling the requirements of Islam. This is borne out in the story of the Children of israel who used the rules of their Shariah in appropriately and transgressed the limits set by Allah. What they did amounted to playing tricks with their religion and this caused them to be the object of Allah's wrath and anger (refer Qur'an 7:163-166).

"Lo! Religion (
Deen
) with Allah is Islam - the Surrender (to His Will and Guidance)"
[Qur'an 3:19]

 

 

Today there are so many "Shariah-compliant" products and services particularly in the banking and finance industry. It is sometimes so confusing even to determine whether they are really Shariah-compliant, let alone whether they are "Islam-compliant". One such example is the "halal-mortgage" offered by both "Islamic banks" and multinational and global financial institutions. There are many variations of these "halal mortgages". The big questions for us are whether they are Shariah-compliant and also whether they are truly in keeping with Islamic ethics and principles or they are merely tricks played in the name of Shariah.

 

The forthcoming seminar, Islamic Banking & Finance - A Myth or A Reality?, takes a radical look at this whole industry in a way that has not been done before in the English language. Most Islamic banking and finance seminars (often organised by the industry itself) take the assumptions for granted and discuss matters based on these assumptions. This seminar will address the very assumptions and the core principles of modern Islamic banking and finance and not take anything for granted. This a seminar for finance professionals as well as for ordinary people who are just concerned about the "Islamic compliance" of those products and services.Only two days to go, book your place now.

 

Islamic Banking & Finance - A Myth or A Reality?

 

By Shaykh Dr Mohammed Akram Nadwi and Tarek El-Diwany

 

When: Saturday 19th May 2012 Time: 10AM - 7PM

 

Venue: Cambridge University

 

REDUCED PRICE CONCESSIONARY TICKETS AVAILABLE

 

STUDENT, GROUP AND DIFFICULTY DISCOUNTS AVAILABLE

 

Register: http://courses.meoc.org.uk'>http://courses.meoc.org.uk

 

"I thought the course was really excellent, with a speaker in command of such vast knowledge of the topic. The organisation was also very good in every way." - Helen Gramy, London

 

"Shaykh Mohammad Akram Nadwi is a great asset to the Muslims in the UK and his 57 volume work on al-Muhaddithaat (The Women Scholars of Islam) is no doubt going to be a lasting legacy of this great man. I had the blessed opportunity of spending a day with him recently; he is one of those few individuals who in a short period of time can change your entire thinking. May Allah bless the brothers and sisters in Cambridge and those in Oxford who organise and help the Shaykh in his works." - Nasar Ishfaq, Manchester

 

 

 

"JazakAllah for arranging such a wonderful and eye-opening seminar. Very well organized, very profound indeed. And I liked the interactive method of instruction" - Hassan Goreja, PhD Student, Cambridge University

 

"May Allah (SWT) reward the brothers and sisters involved in this effort and to Shaykh Dr Mohammed Akram Nadwi, in particular, for sacrificing their time and utilizing their efforts to deliver this much-needed knowledge to the public. The seminars thus far, have been very beneficial in increasing my personal knowledge, confidence in how Islam can address modern day issues, developing my appreciation of the immense effort and vast contribution of our pious predecessors and taking a more open-minded perspective and flexible approach to fiqh-related issues. May Allah (SWT) continue to bless the brothers and sisters involved and take this effort from strength to strength!" -Mohammed Naeem Bashir, Luton

 

More Testimonials: http://courses.meoc.org.uk/p/testimonials.html

 

Register: http://courses.meoc.org.uk

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